Most of the sales from UK Retailers have started today, as they think they now have to play Santa.

Remember when buying in the sales:

• Always use a points or miles earning credit card
• Use a site that earns you points as well -for example Gate 365 for British Airways Avios or one of the US sites if you shop from US Stores.
• If you don’t have a points earning scheme associated with your favourite way to earn miles, use a Cash Back site – such as TopCashBack in order to get some of what you spend back. (Sponsored link)

Me, I’ve just bought a half price sweater and a half price dressing gown from John Lewis. Picking them up on Saturday from my local Waitrose store.

Merry Christmas!